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ING . Banking

AI agent for mortgage application processing

Production
In June, ING announced its pilot of an AI agent to process mortgages had been a success, and that it was extending it. Today, it is live in the Netherlands.From the source, 2026-10-08

What happened

ING's mortgage AI agent reviews applications and explains possible outcomes, and a human employee makes the final assessment and decision. ING said it cut the time to provide a mortgage from seven to five days. In June, ING announced its pilot had been a success and that it was extending it, and the source says it is live in the Netherlands. The bank is scaling the agent to other countries, including a German use case, and builds on Google Gemini Enterprise technology.

Sources

Company
ING
Industry
Banking
Vendor / platform
Google (Gemini Enterprise)
Type
Operations agent
Status
Production
Evidence date
2026-10-08
Source
https://www.computerweekly.com/news/366651975/ING-deliberately-started-AI-journey-the-hard-way
Notes
A human employee makes the final assessment and decision.
Last checked
2026-10-22

Status reflects only what the linked source states on the evidence date. If it changed, Suggest an update.